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Get to free fast by earning even more PC Optimum points.

Apply through this web page for a President’s Choice Financial Mastercard® by August 9th, 2019 and you’ll get 100,000 bonus PC Optimum points (that’s a $100 value!).* Plus you’ll earn up to 45 points1 for every $1 you spend on purchases at Shoppers Drug Mart – all for no annual fee. So, go ahead, treat yourself to more points, everywhere!

Compare our cards

PC Financial Mastercard
PC Financial Mastercard
PC Financial World Mastercard
PC Financial World Mastercard
PC Financial World Elite Mastercard
PC Financial World Elite Mastercard
No annual fee No annual fee No annual fee
Eligibility $60,000/year
Min personal income
-OR-
$100,000/year
Min household income
$80,000/year
Min personal income
-OR-
$150,000/year
Min household income
Shoppers Drug Mart 25 /$11 35 /$11 45 /$11
In Loblaw banner stores 10 /$12 20 /$12 30 /$12
In loblaw banner stores: Loblaws, Real Canadian Super Store, Zehrs, Indetependent Grocer, Valu-mart, Fortinos, No Frills.
Esso, Mobil
Earn at least:
30 /litre3 30 /litre3 30 /litre3
PC Travel 20 /$14 20 /$14 30 /$14
Everywhere else 10 /$15 10 /$15 10 /$15
Update Criteria N/A $15,000/year
Min spend
$25,000/year
Min spend

Compare our cards

PC Financial Mastercard
PC Financial Mastercard

PC Financial World Mastercard
PC Financial World Mastercard
PC Financial World Elite Mastercard
PC Financial World Elite Mastercard
No annual fee
Eligibility
$60,000/year
Min personal income
-OR-
$100,000/year
Min household income
$80,000/year
Min personal income
-OR-
$150,000/year
Min household income
Shoppers Drug Mart
25 /$11 35 /$11 45 /$11
In Loblaw banner stores
10 /$12 20 /$12 30 /$12
In loblaw banner stores: Loblaws, Real Canadian Super Store, Zehrs, Indetependent Grocer, Valu-mart, Fortinos, No Frills.
Esso, Mobil
Earn at least:
30 /litre3 30 /litre3 30 /litre3
PC Travel
20 /$14 20 /$14 30 /$14
Everywhere else
10 /$15 10 /$15 10 /$15
Update Criteria
N/A $15,000/year
Min spend
$25,000/year
Min spend
How to get your points. ✔️Apply for a PC Financial Mastercard® through this web page. ✔️Activate your card. ✔️ Make a purchase using your new card at a participating store. ✔️Let the points roll in. Get Started
How to get your points. ✔️Apply for a PC Financial Mastercard® through this web page. ✔️Activate your card. ✔️ Make a purchase using your new card at a participating store. ✔️Let the points roll in. Get Started
Awwww Shucks. You voted us highest in customer satisfaction among credit card companies and we’re blushing a bit. Get more info at: canada.jdpower.com/awards.
Awwww Shucks. You voted us highest in customer satisfaction among credit card companies and we’re blushing a bit. Get more info at: canada.jdpower.com/awards.

Legal Stuff

View all fees and charges for this card


*Apply online using this link by August 9, 2019, and a welcome offer of 100,000 bonus PC Optimum points will be awarded to your account after your first purchase at a participating store where President's Choice® products are sold. Points amount includes the 20,000 PC Optimum points available to all new PC Financial Mastercard® accounts. Visit pcoptimum.ca for store list. No minimum purchase amount required. Purchase must be made with your President’s Choice Financial Mastercard® within 6 months of account approval.


Allow 2-3 weeks from qualifying purchase for bonus PC Optimum points to be awarded. Each welcome offer is limited to one per new PC Financial Mastercard® account and the offer may be terminated or changed at any time without notice.


**Minimum redemption is 10,000 PC Optimum points (worth $10 in free rewards) and in increments of 10,000 PC Optimum points thereafter, at participating stores. Some redemption restrictions apply. Visit pcoptimum.ca for details and full store list.


1 All PC Optimum members earn 15 points per dollar on eligible purchases at Shoppers Drug Mart and Pharmaprix. When you use your President’s Choice Financial Mastercard® you will earn additional points per dollar: 10 points per dollar for President’s Choice Financial Mastercard® cardholders; 20 points per dollar for President’s Choice Financial World Mastercard® cardholders; and 30 points per dollar for President’s Choice Financial World Elite Mastercard® cardholders


2 Affiliated Loblaw banner grocery stores and Shoppers Drug Mart / Pharmaprix. Visit pcoptimum.ca for details on participating stores where the PC Optimum program is offered.


3 Up to and including July 31, 2019 earn 20 PC Optimum points per purchased litre of gasoline and diesel fuel when you pay with your President’s Choice Financial Mastercard® at Esso and select Mobil stations in Canada. PC Financial World Elite Mastercard® holders earn 30 PC Optimum points per litre on Supreme Synergy (Octane 91) and SUPREME+ Synergy (Octane 93) gasoline only. Effective August 1, 2019, earn at least 10 PC Optimum points per purchased litre of gasoline or diesel fuel when you pay with your President’s Choice Financial Mastercard® at Esso and Mobil stations in Canada. Earn an additional 10 PC Optimum points on Extra Synergy (Octane 89) Supreme Synergy (Octane 91) and SUPREME+Synergy (Octane 93) gasoline purchases at Esso stations and select Mobil locations in Canada when you use any PC Financial Mastercard®. In addition, you will continue to earn the 10 PC Optimum points per dollar spent on the card, and the minimum 10 PC Optimum points per litre available to all PC Optimum loyalty members at Esso and select Mobil stations in Canada. You could earn even more at Mobil adjacent to a Loblaw banner grocery store. For full details including how points are awarded to your account and rounding rules, visit pcfinancial.ca/gas.


4 Get a bonus 10 PC Optimum points per dollar of your PC travel services purchase (taxes included) charged to your President's Choice Financial Mastercard® or President's Choice Financial World Mastercard® and 20 bonus points per dollar charged to your President's Choice Financial World Elite Mastercard®, in addition to the regular 10 points per dollar earned for all purchases on these cards. Bonus points will be shown as “PC Travel Bonus Rewards” on your PC Optimum points statement. Account must be in good standing. Offer subject to change. PC travel services are provided by 8742995 Canada Inc. doing business as Travel Nation Canada. President's Choice Bank and its related companies are not affiliated with Travel Nation Canada and are not responsible for delivery of the services or liable in connection therewith.


5 Earn a minimum of 10 PC Optimum points per dollar on all of your purchases charged to the credit card. Any bonus PC Optimum points offers available to all PC Financial Mastercard® customers are calculated based on the regular earnings rate of 10 PC Optimum points per dollar spent. This offer may be terminated or changed at any time.


®/™ Trademarks used under licence.


®/™ Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. President's Choice Bank is a licensee of the marks.


®/MD Shoppers Drug Mart and Pharmaprix are registered trademarks of 911979 Alberta Ltd., used under license.


Esso is a trademark of Imperial Oil Limited. Imperial Oil, licensee. Mobil and Fuel Technology Synergy are trademarks of ExxonMobil Corporation or one of its subsidiaries. Imperial Oil, licensee.


President’s Choice Financial Mastercard® is provided by President’s Choice Bank.


The PC Optimum program is provided by President's Choice Services Inc.